English Test for SBI PO 2018 Prelim Exam – Set 48

Hello Aspirants

State Bank of India (SBI) is going to conduct examination for its recruitment for the post of Probationary Officers (SBI PO 2018) for a total of 2000 vacancies.

Click here to know the details of the Examination

The examination will be held in three phases i.e. Preliminary Examination, Main Examination and Group Exercise & Interview. The Preliminary Exam is scheduled on 1st, 7th & 8th of July 2018. Details of the exam are as under:

Practice the questions so as to familiarize yourself with the pattern of questions to be asked in the exam. 

Directions: In the passage given below there are 5 blanks. Every blank has four alternative words given in options (A),(B),(C), and (D). You have to tell which word is APPROPRIATE according to the context. If all are appropriate then mark your answer as “E”.

A smooth bankruptcy process is akin to ___1___: a company at death’s door gets to shuffle off its old debts, often gain new owners, and start a new life. Might the idea ___2___ in India? A first wave of cadaverous firms are seeking rebirth under a bankruptcy code adopted in December 2016. In a hopeful development, tycoons once able to hold on to “their” businesses even as banks got stiffed seem likely to be forced to cede control. India badly needs a fresh approach to insolvent businesses. Its banks’ balance-sheets sag under 8.4trn rupees ($130bn) of loans that will probably not be repaid—over 10% of their outstanding loans. But foreclosure is fiddly: it currently takes over four years to process an insolvency, and recovery rates are a ___3___ 26%. Partly as a result, bankers have often turned a blind eye to firms they ought to have foreclosed on. This is bad for the banks and worse for the economy, which has slowed markedly, in part as credit to companies has dried up. The problem ___4___ for years, not least because banks’ reserves of capital were inadequate to cover the losses that would have resulted if they had acknowledged dud loans. And bosses at state-owned banks, where most of the problems lie, ___5___ even sensible agreements to lower an ailing company’s debt burdens could be painted as cosying up to cronies.

1. reincarnating
   reincarnate
   reincarnation
   reincarnated
   All are Correct
   Option C
   

    

2. catch out
   catch on
   catch up
   catch at
   All are Correct
   Option B
   

    

3. lousy
   creepy
   tangy
   slouchy
   All are Correct
   Option A
   

    

4. ulcered
   festered
   soothed
   dissipated
   All are Correct
   Option B
   

    

5. funked
   pulsived
   feared
   expected
   All are Correct
   Option C
   

    

Directions: In each of the following questions there are sentences. There is error in one of the parts. Mark the option which contains error parts as your answer. If no part contains error mark option E as your answer.

6. (A) The Insolvency and Bankruptcy Code (IBC) architecture was catapulted into action when the Reserve Bank of India (RBI), /(B) in June 2017, referred 12 large cases to the resolution process under the code. /(C) This “dirty dozen” represented about 25% of the ₹8 trillion in bad loans at that time. /(D) The total size of bad loans is expected to peaked in the next few quarters at about ₹12 trillion in India.
   A
   B
   C
   D
   NE
   Option D
   to peaked = to peak

    

7. (A) A holistic evaluation of the entire IBC architecture has not been undertaken by any independent agency—/(B) perhaps it is premature since only a few have made it through to resolution or liquidation. /(C) Even as the architecture has become operational, some tweaks /(D) have been made for amendments and ordinances.
   A
   B
   C
   D
   NE
   Option D
   for = through

    

8. (A) Bashing our banks, particularly the government-owned one, which roughly have 70% market share of assets, /(B) has become a favourite pastime for many. /(C) Instead of going deep into the causes of deterioration in health and the possible remedies, let’s focus on some of the vital /(D) statistics to get a sense of the state of affairs in the ₹150 trillion banking system in the world’s fastest growing large economy.
   A
   B
   C
   D
   NE
   Option A
   one = ones

    

9. (A) The French take their leisure time seriously. This, after all, is the country that ushered in 2017 /(B) with a law barring work email after hours. Little wonder Parisians /(C) punch into work for an average of just a little over 1,600 hours annually. /(D) Indians are an altogether more industrious lot, according to Swiss bank UBS’ Price And Earnings Report 2018.
   A
   B
   C
   D
   NE
   Option E
   

    

10. (A) Evidence from Organisation for Economic Co-operation and Development member states points /(B) to innovate and its productivity-boosting effects being as robust as ever—but /(C) limited to “frontier firms”. /(D) These companies are typically larger and younger.
    A
    B
    C
    D
    NE
    Option B
    to innovation